Bicycle Accident Insurance Investigation

Answer:

Some clients ask if they’re in a bicycle accident in New York state if they should talk to the insurance company for the car that struck them. My advice is always the same; definitely not. There’s no reason for you to ever speak to them on your own or without your attorney present or handling that phone call or letter or information for you. That’s why we’re there.Because the insurance carriers often frame questions in a way to benefit them. It might not seem apparent to you initially, but because we only handle cases of negligence, we deal with insurance carriers all day, every day. They treat people who are unrepresented sometimes differently than people that have an attorney. We’re there to protect them.

Even if you’re not at fault, they still will frame questions in a way to benefit them, protect them, and to help limit their liability down the road. Therefore, the answer is always no. Just don’t take the call, or take the call, get their name, phone number, and claim number, and then that is it. Don’t discuss injuries, treatment, or how it happened without having your attorney present or handle it for you.