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Who’s Liable in a New York Uber or Lyft Accident

At Andrews, Bernstein & Maranto, PLLC, we understand how overwhelming it can feel when you or a loved one has suffered harm in any situation, including cases involving nursing home negligence. We are here to listen, guide, and advocate for you during these difficult times. If you have experienced the stress and uncertainty of navigating a legal case, know that our team approaches every situation with compassion and determination to help you secure a favorable outcome.

If you were recently involved in an accident while using a rideshare service like Uber or Lyft, it is natural to feel uncertain about your rights and the steps you need to take. Rideshare accidents present unique legal challenges, especially when it comes to determining who is liable for damages. Below, we provide an in-depth explanation of liability in these accidents and how our team can help you achieve a successful resolution.

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Understanding Rideshare Services and Their Responsibilities

Uber and Lyft have revolutionized transportation, offering people convenient ways to travel around New York City and beyond. While these companies provide a valuable service, accidents can and do occur. When they happen, the complexity of the rideshare business model makes it more difficult to identify who is responsible for compensating injured parties.

Unlike traditional taxi services, Uber and Lyft categorize their drivers as independent contractors rather than employees. This classification allows the companies to avoid certain liabilities, but it does not eliminate their responsibility altogether. In some cases, Uber and Lyft may have insurance policies that cover damages if a passenger, pedestrian, or another motorist is injured during a rideshare trip. The circumstances of the accident play a crucial role in determining the extent of this coverage.

Determining Liability in a Rideshare Accident

To understand who is liable in an Uber or Lyft accident, it is important to consider the details of the crash. Liability may fall on the rideshare driver, the rideshare company, another motorist, or even a third party such as a pedestrian or cyclist. The actions leading up to the accident, as well as the rideshare driver’s status at the time, are critical factors.

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Andrews

Partner

Robert
Maranto

Partner

Tom
Kotrys

Partner

Norton
Lowe

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Amanda
Blum

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Anthony
Iacono

Attorney

Robert J.
Maranto, III

Attorney

Rideshare insurance coverage is typically divided into different phases. If the rideshare driver is not logged into the app and is not accepting rides, their personal auto insurance policy usually applies. If the driver is logged in but has not yet accepted a ride request, Uber or Lyft may provide limited liability coverage. Once a driver has accepted a ride or has passengers in the car, the rideshare company’s higher-level insurance policy often takes effect. Understanding which phase the driver was in during the accident is key to determining liability.

The Role of New York’s No-Fault Insurance Laws

New York’s no-fault insurance laws add another layer of complexity to rideshare accidents. Under these laws, injured parties typically seek compensation through their own personal injury protection insurance, regardless of who caused the crash. This system aims to provide quick access to medical benefits, but it may not cover all losses, such as pain and suffering.

When injuries are severe or exceed the limits of no-fault insurance, you may have the option to file a lawsuit against the at-fault party. In these cases, identifying the correct defendant becomes critical. A skilled attorney can investigate the accident thoroughly to determine whether to pursue claims against the rideshare driver, the rideshare company, or another responsible party.

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Common Causes of Uber and Lyft Accidents

Rideshare accidents can happen for a variety of reasons. Distracted driving is a common issue, as rideshare drivers must frequently use their phones to navigate, accept rides, and communicate with passengers. Fatigue is another factor, especially for drivers who work long hours or hold multiple jobs.

Additionally, some accidents result from poor vehicle maintenance, inadequate training, or road hazards. In these cases, liability might extend beyond the rideshare driver and include other parties, such as the rideshare company or a municipality responsible for road upkeep. Understanding the root cause of the accident is essential to building a strong case.

How a Rideshare Lawyer Can Help

Navigating the legal aftermath of an Uber or Lyft accident can be overwhelming, especially when insurance companies and rideshare corporations try to minimize their responsibility. An experienced rideshare attorney can level the playing field by advocating for your rights and pursuing the compensation you deserve.

At Andrews, Bernstein & Maranto, PLLC, we handle every aspect of the legal process, from investigating the accident to negotiating with insurance companies. Our team has the resources to gather evidence, such as witness statements, police reports, and app activity records, to establish liability. We also work with medical professionals to document the full extent of your injuries, ensuring that all current and future damages are accounted for.

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Pursuing Compensation After a Rideshare Accident

The compensation available to victims of rideshare accidents depends on the circumstances of the case. Damages may include medical expenses, lost wages, property damage, and pain and suffering. In fatal accidents, families may be able to pursue wrongful death claims.

Insurance companies representing rideshare drivers, Uber, or Lyft often try to limit payouts by disputing liability or downplaying the severity of injuries. Having a dedicated attorney on your side can make a significant difference in overcoming these tactics and securing a fair settlement or verdict.

When facing the aftermath of an Uber or Lyft accident, having knowledgeable and compassionate legal representation is essential. At Andrews, Bernstein & Maranto, PLLC, we understand the unique challenges of rideshare accident cases and are committed to fighting for the justice and compensation you deserve.

Addressing the Long-Term Impact of Rideshare Accidents

The effects of a rideshare accident often extend far beyond the immediate aftermath. Victims may face ongoing medical treatments, emotional trauma, and financial instability due to lost income or mounting expenses. These challenges can feel overwhelming, especially when combined with the frustration of navigating complex legal processes. At Andrews, Bernstein & Maranto, PLLC, we are committed to ensuring that our clients not only receive compensation for their immediate losses but also the long-term support they need to rebuild their lives. Our thorough approach focuses on holding all responsible parties accountable while protecting your rights and interests.

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$1.4 Million

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$2+ Million

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$395,000

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$300,000

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Take the First Step Toward Justice

Seeking legal assistance promptly after an Uber or Lyft accident is critical to preserving evidence and building a strong case. At Andrews, Bernstein & Maranto, PLLC, we are ready to provide the guidance, advocacy, and support you need during this challenging time. Let us help you make sense of your options and fight for the compensation you deserve.

Our team is here to guide you through every step of the process, providing clear communication and personalized attention to your case. Whether you need help dealing with insurance adjusters or are considering legal action against a rideshare company, we have the experience and determination to achieve a successful outcome.

If you or a loved one has been injured in an Uber or Lyft accident in New York, do not wait to seek legal help. Contact Andrews, Bernstein & Maranto, PLLC today for a free consultation to discuss your case and learn how we can help you move forward with confidence.

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